Introduction: Why the MGA License Still Reigns Supreme
When it comes to global gambling licenses, the Malta Gaming Authority (MGA) is still considered the gold standard—and in 2025, that reputation holds strong. Whether you’re launching a new online casino, sportsbook, or platform-based solution, getting an MGA license gives your operation instant credibility in regulated markets across Europe and beyond.
But that credibility doesn’t come easy.
MGA licensing in 2025 is more rigorous, compliance-heavy, and tech-forward than ever before. If you’re serious about operating legally in the EU or building long-term value in your iGaming venture, this guide is your ultimate roadmap.
Why Choose the MGA License?
Before we dive into the process, here’s what makes Malta (still) a top choice:
- EU Jurisdiction: Operate across multiple EU markets with legal legitimacy
- Stable Regulatory Framework: The MGA has decades of credibility and international recognition
- Blockchain & Tech-Friendly: Malta welcomes innovation—especially in payment tech and game engines
- Investor Confidence: MGA-licensed brands are more attractive to affiliates, partners, and VCs
- White-Label Ecosystem: Strong B2B environment for platform providers and aggregators
Now, let’s unpack exactly how to get your license.
Step 1: Determine Your License Type
As of 2025, the MGA offers four main license classes, streamlined under the Gaming Authorisations Regulations (GAR):
| License Type | What It Covers |
| B2C Type 1 | Casino-style games (slots, roulette, blackjack) |
| B2C Type 2 | Fixed-odds betting (sports, esports) |
| B2C Type 3 | P2P games (bingo, poker, lottery betting) |
| B2B License | Game suppliers, platform providers, hosting services |
Most startups apply for Type 1 or 2, depending on the business model. If you offer more than one vertical, multi-activity authorizations are permitted.
Step 2: Establish Your Malta Entity
You must register a Malta-based legal entity (usually a Ltd. company) to apply. Here’s what’s required:
- Company formation via a local CSP (Corporate Service Provider)
- Minimum €40,000 share capital for B2C license (more for multi-type)
- Malta-based director and compliance officer
- Local registered office and servers (or cloud within EU)
- Audited business plan and financial projections (3–5 years)
✅ Pro Tip: Use a CSP with proven experience in MGA submissions. It will save you months of back-and-forth.
Step 3: Prepare Your Application Pack
Your application will include several critical components:
🔹 Personal & Corporate Documents
- Shareholder identity documents
- Clean criminal records (recent)
- Source of funds declarations
- Corporate structure charts
🔹 Business Plan & Operational Setup
- Full product description (games, RNG, payments, etc.)
- Revenue model, risk assessments
- Game providers, PSPs, KYC partners
- Staff roles and responsibilities
🔹 System Documentation
- Technical architecture
- RNG certification (if relevant)
- Hosting specs
- Data security and GDPR compliance policies
📌 MGA expects full traceability for RNG outcomes, anti-fraud measures, and real-time player protections.
Step 4: Pay Fees & Submit Application
As of 2025, the MGA licensing fees are:
| Cost Item | Amount (EUR) |
| Application Fee | €5,000 (non-refundable) |
| Annual License Fee (B2C Type 1–3) | €25,000–€35,000 |
| B2B License Fee | €10,000–€25,000 |
| Compliance Review Fees | Variable (based on audit scope) |
Processing Time:
Expect 10–16 weeks if documents are in order. Delays often come from incomplete compliance details or uncertified tech stack.
Step 5: Systems Audit & Technical Compliance Check
Before your final approval, the MGA mandates a Systems Audit conducted by a registered third-party auditor. They’ll assess:
- RNG certification
- KYC/AML integration
- Payment provider security
- Game fairness and RTP logs
- Player account management
🛑 Failing the audit can delay your license by 3–6 months. Prepare everything in advance, and test with a mock audit if needed.
Step 6: Go Live with Conditions
If approved, you’ll receive a 10-year license, subject to:
- Ongoing reporting (monthly financials, player disputes, suspicious activity)
- AML training and annual compliance refreshers
- Real-time access for MGA to logs (especially for tech-first platforms)
- In some cases: 12-month Conditional License (for new operators)
Step 7: Post-License Compliance Obligations
Your work isn’t done after launch. You’ll need to stay on top of:
- Quarterly tax submissions and revenue reporting
- Annual independent audit (technical and financial)
- GDPR & AML updates
- Incident reporting (fraud, player complaints, outages)
Malta’s regulatory approach is evolving fast—especially for crypto payments and AI-driven personalization. Stay aligned with MGA circulars and participate in compliance workshops.
Tips to Improve Your Chances in 2025
✅ Use Certified RNG & Game Providers
Stick to certified providers listed with the MGA—NetEnt, Evolution, Pragmatic Play, etc.
✅ Embed Real AML Tools from Day 1
RegTech solutions like Sumsub, ComplyAdvantage, and SEON can reduce rejection risk.
✅ Show Responsible Gambling Readiness
MGA is tightening scrutiny around player protection—especially around bonus abuse, affordability checks, and self-exclusion.
✅ Avoid Overly Complex Crypto Models
While crypto is welcome, overly anonymous or cross-chain setups may trigger red flags unless robust KYC and fiat ramping are shown.
Conclusion: Is the MGA License Worth It?
Absolutely—if you’re serious about playing in the big leagues.
An MGA license in 2025 still opens doors across Europe, LATAM, parts of Asia, and Africa, and it offers a clear framework to build a transparent, tech-forward gambling business.
It takes time, effort, and investment—but the credibility and stability it provides are hard to beat.
Ready to Start Your Licensing Journey?
🧠 JackPotDiary will soon launch a step-by-step Licensing Tracker, interviews with CSPs, and operator case studies.
Subscribe to our newsletter or visit jackpotdiary.com for the next big deep dive.
